Terms & Conditions
Please read these terms carefully before using the Xavier Financial Services Pvt. Ltd. website and its online services.
1. Introduction
These Terms and Conditions govern your access to and use of the website operated by Xavier Financial Services Pvt. Ltd.
By accessing or using this website, you acknowledge that you have read, understood and agreed to be bound by these Terms and Conditions.
2. Use of Website
You agree to use this website only for lawful purposes and in a manner that does not violate applicable laws, regulations or the rights of Xavier Financial Services or any third party.
You must not attempt to gain unauthorized access to any part of the website, interfere with its operation or introduce malicious software or harmful material.
3. Website Information
We make reasonable efforts to ensure that information published on this website is accurate and up to date. However, information may change from time to time without prior notice.
Information available on this website is provided for general informational purposes and should not be considered a guarantee of any particular outcome.
4. Investment Information and Risk
Information relating to investments, mutual funds, securities, insurance and other financial products is provided for general information and educational purposes.
Investment decisions involve risks and market conditions may affect the value and performance of investments.
Investments in securities and mutual funds are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.
5. No Guarantee of Returns
No information on this website should be interpreted as a promise, assurance or guarantee of investment returns or financial performance.
Actual investment results may differ depending on market conditions, product characteristics, investment period and other factors.
6. Financial Decisions
Users should consider their own financial goals, investment horizon, financial circumstances and risk considerations before making investment decisions.
Where appropriate, users should seek professional advice before making financial or investment decisions.
7. Third-Party Links
This website may contain links to third-party websites, platforms or services for convenience or informational purposes.
Xavier Financial Services Pvt. Ltd. does not control third-party websites and is not responsible for their content, availability, security or privacy practices.
8. Intellectual Property
Unless otherwise stated, the content of this website, including text, graphics, logos, photographs, design elements and other materials, is owned by or used with permission by Xavier Financial Services Pvt. Ltd.
Website content must not be copied, reproduced, modified, distributed or commercially exploited without appropriate authorization.
9. User Submitted Information
When you submit information through an enquiry, contact or career form, you agree to provide information that is accurate and not misleading.
You should not submit unlawful, abusive, fraudulent, defamatory or harmful content through the website.
10. Career Applications
Information submitted through career or employment forms may be used for recruitment and related communication purposes.
Submission of an application does not guarantee employment, interview selection or any particular employment outcome.
11. Limitation of Liability
To the extent permitted by applicable law, Xavier Financial Services Pvt. Ltd. shall not be responsible for losses arising solely from reliance on general information published on this website.
Users are responsible for evaluating information and obtaining appropriate advice before making financial decisions.
12. Website Availability
We may modify, suspend or discontinue any part of the website or its functionality without prior notice.
We do not guarantee that the website will always be available, uninterrupted, error-free or free from harmful components.
13. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how personal information may be collected, used and protected.
Please review our Privacy Policy for additional information.
14. Changes to These Terms
Xavier Financial Services Pvt. Ltd. may update these Terms and Conditions from time to time.
Updated terms will be published on this page along with the applicable revision date. Continued use of the website after changes are published may constitute acceptance of the updated terms.
15. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the applicable laws of India.
Any disputes relating to the use of this website shall be subject to the jurisdiction of the appropriate courts having jurisdiction in Jharkhand, subject to applicable law.
16. Contact Us
If you have any questions regarding these Terms and Conditions, please contact us.