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IMPORTANT INFORMATION

Website Disclaimer

Please read this disclaimer carefully before using the information and services available through the Xavier Financial Services Pvt. Ltd. website.

Last Updated: 10 September 2026

1. General Disclaimer

The information provided on this website by Xavier Financial Services Pvt. Ltd. is intended for general informational and educational purposes only.

While we make reasonable efforts to provide accurate and relevant information, we do not warrant that all information available on the website is complete, current or error-free.

2. Investment Risk

Investment Risk Disclosure

Investments in securities and mutual funds are subject to market risks. Please read all scheme-related documents carefully before investing.

The value of investments can go up or down depending on market conditions. Past performance is not indicative of future performance.

There is no assurance that any investment strategy or product will achieve a particular return or financial outcome.

3. No Guarantee of Returns

Any examples, illustrations, projections or discussions relating to potential investment performance are provided for informational purposes only.

They should not be interpreted as a guarantee, promise or assurance of future returns.

4. Financial Information

Information relating to mutual funds, securities, insurance, investments, financial planning, wealth management, PMS, AIF or other financial products may be provided for general awareness and educational purposes.

The availability of a product or service on this website does not necessarily mean that it is suitable for every individual.

5. Investment Decisions

Every investor has different financial objectives, circumstances, investment horizons and risk considerations.

Users should carefully evaluate their own circumstances and obtain appropriate professional advice before making investment decisions.

6. Tax Information

Any tax-related information available on this website is provided for general informational purposes only.

Tax laws and regulations may change and their application may vary depending on individual circumstances. Users should consult a qualified tax professional for advice specific to their situation.

7. Insurance Information

Information about insurance products, benefits, features, premiums or coverage is provided for general informational purposes.

Actual terms, conditions, exclusions, premiums, benefits and coverage are governed by the relevant policy documents and applicable terms of the respective insurance provider.

8. Third-Party Information

This website may contain information, references or links relating to third-party organizations, products, platforms or websites.

Such references are provided for convenience or informational purposes. Xavier Financial Services Pvt. Ltd. is not responsible for the accuracy, availability, content or privacy practices of third-party websites.

9. Website Accuracy

We make reasonable efforts to maintain the accuracy of information published on this website. However, information may become outdated or may contain inadvertent errors.

We reserve the right to update, modify or remove website content without prior notice.

10. No Professional Advice Through Website Alone

Information published on this website should not by itself be treated as personalized financial, investment, tax, legal or insurance advice.

Any financial decision should be made after considering the individual's specific financial circumstances and requirements.

11. Website Availability

We make reasonable efforts to keep the website available and functioning properly. However, uninterrupted availability cannot be guaranteed.

Temporary interruptions may occur because of maintenance, technical issues, network failures or circumstances beyond our reasonable control.

12. Limitation of Liability

To the extent permitted by applicable law, Xavier Financial Services Pvt. Ltd. shall not be liable for any loss or damage arising solely from reliance on general information available through this website.

Users are responsible for evaluating information and taking appropriate professional advice before making financial decisions.

13. Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our website, services, applicable laws or business practices.

Any revised version will be published on this page along with the updated date.

14. Contact Us

If you have questions regarding this Disclaimer, please contact us.

Xavier Financial Services Pvt. Ltd. Ranchi, Jharkhand, India

Investment Risk

Investment decisions involve risk. Please understand the relevant product documents, terms and risks before investing.

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